Disclaimer and Legal Notice
  • Use of the Bank's website (the "Website") is subject to the terms and conditions set out herein.
  • Any person who enters or uses the Website ("User" or "You") agreed by such use, to be bound by the terms and conditions (the "Terms of Use") set out herein below.
  • Subject to compliance with the Terms of Use, the User is permitted to access and use the Website and the content thereon for personal, educational and/ or non-commercial purposes only. Use of the Website must be in accordance with the provisions of Applicable Law and Regulations and the Terms of Use.
  • Content from the Website shall not be used or exploited by Users for any commercial and non-private purposes without the prior written consent of the Bank.
  • Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is solely owned by the Bank, unless otherwise indicated.
  • All logos, trademarks, service marks, domain names, design elements, software, graphics, icons and hyperlinks whether in English and/or Arabic displayed on the Website (the "Intellectual Property") are owned by the Bank, or by third parties that have granted the Bank a right to use the same on this Website. The Intellectual Property is protected from infringement by domestic and international legislation and treaties and may not be used, modified, reproduced, stored in a retrieval system, transmitted, copied or distributed in any other way for commercial or public purposes or otherwise
The information and material contained in the Website, and the terms, conditions, and descriptions that appear - are subject to change from time to time without notice. Not all products and services are available through this Website and even though such products and services may be available through the Website, the eligibility of a User for particular products and services is subject to final determination and acceptance by the Bank.
The Website is not directed to the User if the Bank is prohibited by any laws of any jurisdiction in []Oman from making the information on the Website available to the User and is not intended for any use that would be contrary to local laws or regulations[] . None of the information contained on the Website is intended to constitute any offer to sell or an invitation or solicitation of an offer to buy any product or service by the Bank and must not be relied upon in connection with any investment decision. Products or services mentioned on the Website are subject to legal and regulatory requirements in applicable jurisdictions and may not be available in all jurisdictions. Accordingly Users are required to inform themselves of and observe any such restrictions. Nothing contained in the Website should be construed as investment, tax, legal or other advice
  • All information and material available on the Website is "Without any warranty of accuracy, security, freedom from virus attacks and non-infringement" of any kind express or implicit.
  • The Bank does not warrant that the services and products offered through the Website will be uninterrupted or error free. There may be delays, omissions, interruptions and inaccuracies in the products, services, information or other materials beyond the control of the Bank.
  • Any information / page downloaded from the Website shall be at the User's risk and the Bank shall not be responsible/ liable for any direct or indirect damage/ loss caused by any reason whatsoever as a result of such downloads.
  • The Bank may facilitate access by the User to third party websites ("Third Party Sites") through hyperlinks hosted on the Website.
  • The Bank does not editorially control the content of Third Party Sites and the Bank shall not be liable, in any manner whatsoever for any loss or damage sustained by the User by reason of the User accessing, or being unable to access, or for content available on Third Party Sites.
The Bank shall not be liable for any inaccuracy, error or delay in, or omission of:
  • Any data, information or message; or
  • The transmission or delivery of any such data, information, or message; or
  • Any loss or damage howsoever arising from or occasioned by any such inaccuracy, error, delay, non-performance.
  • The User must prevent online fraud. The User must ensure that he/ she/ it does not divulge his/ her/ its user Id and/ or passwords to any third party whether intentionally or unintentionally. The User must also ensure that the User does not provide or facilitate unauthorized use of the user id and passwords provided to him/ her/ it for Internet Banking services.
  • In the event that the User believes that the security of his/ her/ its user id and password has been compromised, the User must immediately notify the Bank of such breach of security, in writing. The notification may be delivered via e-mail, registered post or courier where after the Bank shall disable access to the secure areas of the Website (which may only be accessed by a User with a valid user id and password, which entitles him to access such areas). Until such time as a new user id and/ or password has been issued to the User, the Bank shall disable the User's access to the secure areas of the Website. The User shall be solely responsible and liable for any transactions that might have occurred prior to Bank disabling the User's access to the secure areas of the Website.
In no event will the Bank be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if the Bank's representatives have been advised of the possibility of such damages, losses or expenses.
All information submitted to the Bank via this Website shall be deemed to be, and shall remain, the property of the Bank. The Bank shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to, or a User of this site ppointsrovides through the Website. The Bank shall not be subject to any obligations of confidentiality regarding said information save and except as mentioned above.
The User and the Bank agree that:
  • The User shall be bound by the Terms of Use and such agreement is concluded in the Sultanate of Oman at the time the User enters the Website for the first time
  • Data messages addressed by the User to the Bank shall only be deemed to have been received if and when responded to
  • Data messages addressed to the User by the Bank shall be deemed to be received by the User when dispatched
  • Data messages addressed by the User to the Bank shall be deemed to have been created and sent by the User from within the geographical boundaries of the Sultanate of Oman
  • Electronic signatures, encryption and/or authentication is not required for valid electronic communications between the User and the Bank; and
  • The User agrees and warrants that data messages that are sent to the Bank from a computer, IP address or mobile device normally used by or owned by the User, was sent and/or authorized by the User personally
The Website is hosted, controlled and operated from the Sultanate of Oman and therefore the Omani laws and []regulations enforced by the courts in Oman shall govern the use or inability to use the Website, its content, services and these terms and conditions.